I would like to Thank the Creator as always....
BIG PURCHASES
ARVEST BANK CLASSIC
It provides the least advantageous terms of cards that offer a low introductory interest rate for purchases consumers can't pay in full. The intro APR is 4.9% for just six months, compared with other cards that offer a zero percent APR for 18mths. (Arvest commented that this card is not meant for short-term onetime purchases.)
REBUILDING BAD CREDIT
FIRST PREMIER BANK GOLD
With a $95 initial processing fee, a $75 annual fee the first year, a $45 annual fee in subsequent years, and a $6.25 monthly fee starting the second year, it's a wonder you don't go bankrupt just by opening the thing. Those who can't pay their monthly bill in full will be subject to a 36% credit limit, the bank will charge a increase.(First Premier commented that the fees reflect the credit risk an that it intentionally keeps card limits low as credit is rebuilt.)
SMALL BUSINESSES
U.S.BANK FLEXPERKS SELECT REWARDS VISA BUSINESS
Your grassroots business won't grow with the lowest ongoing rewards-per-dollar ratio of all small business credit cards evaluated, awarding customers with 0.5 points per dollar spent while the average small business card offers 1.08 points or 0.98 percent cash back per dollar spent. (U.S. Bank commented that other FlexPerks cards have been highly rated.)
BALANCE TRANSFERS
UBS PREFERRED VISA SIGNATURE
You'll feel the pain with such extra fees as the highest introductory balance transfer APR at 9.99 percent for the shortest amount of time (six months), a 3 percent balance transfer fee, and a $495 annual fee.
Thank you for visiting today and don't forget to leave your comments below and if you have some other advice on other bad credit cards, so that we all can stay away from debt... With a smile
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